“Pan Card Capital Gains: Access Your Statement Easily”

If you want to get a capital gains statement by PAN number, you'll first need to understand what a capital gains statement is and why it's important. A capital gains statement provides details about the gains or losses you've incurred on your mutual fund redemptions during a specific period. This statement is crucial for tax planning and assessing the performance of your investments. It's also necessary when filing your income tax returns (ITR). Here are a few common ways to obtain your capital gains statement:

1. Online Investment Platforms: You can access your capital gains statement through online investment platforms such as Groww, 5paisa, or Zerodha. Log in to your account, navigate to the Portfolio or Reports section, select the relevant period, and then download or generate the statement.

2. Registrar and Transfer Agents (RTAs): CAMS and KARVY are examples of RTAs that provide services related to mutual fund transactions and maintenance. Visit their websites, log in to your account, access the capital gain statement section, select the appropriate filters, and then generate and download your statement.

3. Mutual Fund Companies: If you invest directly with specific mutual fund companies, you can obtain your capital gains statement through their websites or customer service. Visit their website, log in to your account, access the capital gain statement section, select the relevant filters, and then generate and download the statement.

Online investment platforms

• Zerodha: Zerodha is India's biggest stock broker, offering investments in stocks, derivatives, mutual funds, ETFs, and bonds. They pioneered discount broking and price transparency, charging flat fees with no hidden charges. Zerodha provides a user-friendly ecosystem with initiatives like Nudge and Kill Switch to help investors make informed decisions. Their trading platform, Kite, is known for its simplicity and features.
• 5paisa: 5paisa is an online platform that enables investors to manage their mutual fund investments and access their Capital Gain Statements. It offers a range of investment options, including mutual funds, IPOs, ETFs, US stocks, and fixed-income instruments. 5paisa provides a user-friendly interface and educational resources to assist investors in their financial journey.
• EToro: eToro is a top-rated global stock trading platform that provides access to thousands of markets at low fees. It offers commission-free trading on US and foreign-listed stocks, ETFs, forex, and commodities. eToro also features a Copy Trading tool for passive investment and Smart Portfolios managed by their team.
• Webull: Webull is a US-based stock trading platform known for its low fees. It offers commission-free trading on US-listed stocks and ETFs, as well as access to stock options. Webull has a user-friendly interface and is accessible via web and mobile app.
• Stash: Stash is a beginner-friendly stock trading platform with a low minimum investment requirement of $5. It provides access to US-listed stocks and ETFs, making it ideal for investors seeking exposure to a range of equities. Stash offers a straightforward platform available on web and mobile.
• Fidelity: Fidelity is a traditional stock brokerage site that grants access to a wide range of markets, including stocks, index funds, ETFs, mutual funds, and bonds. It offers fractional stocks from $1 for companies listed on NASDAQ or NYSE and commission-free trading for US-listed stocks. Fidelity is a comprehensive platform catering to diverse investment needs.
• TD Ameritrade: TD Ameritrade is a well-established stock trading platform tailored for seasoned investors. It provides access to advanced tools and features, including technical indicators, stock screeners, and customizable charts. The platform is ideal for those seeking a broad range of investment options and in-depth analytical capabilities.
• Upstox: Upstox is the second-largest discount broker in India, offering the Upstox Pro trading platform. It utilizes socket technology for faster access to market data and features over 100 indicators and drawing tools. Upstox offers zero brokerage on investments and low fees, making it a cost-effective option for traders.
• Angel One: Angel One is a popular stock broker in India that provides the Angel One Speed Pro trading platform. This platform offers customizable toolbars, live market information, heatmaps, and multi-desktop options. Angel One has shifted to a discount brokerage model, charging Rs20 per trade and Rs0 for delivery trades.
• ICICI Direct: ICICI Direct is the brokerage arm of ICICI Bank and is a prominent player in online trading in India. Their Trade Racer platform provides live streaming quotes, research calls, multiple watchlists, and fundamental and technical analysis tools. ICICI Direct offers a feature-rich platform with a subscription fee of Rs 75 per month, waived for those generating more than Rs 750 in brokerage per month.

These online investment platforms offer a range of tools, resources, and investment options to suit different investor needs. They provide convenient access to Capital Gain Statements and other important documents, enabling investors to stay informed and make strategic financial decisions.

Registrar and Transfer Agents (RTAs)

RTAs maintain complete records of mutual fund investors, including their contact and personal information. They also process investor transactions, create account statements, manage changes to investor information, and facilitate the transfer of ownership of mutual fund units.

If you are investing through multiple platforms, you can obtain a combined capital gains statement from an RTA. Here is a general guide to accessing your capital gains statement through an RTA:

• Visit the official website of the RTA your mutual fund investments are associated with.
• Log in to your account if you have one. If not, create an account.
• Look for a section dedicated to tax-related documents or capital gain statements.
• Choose the specific mutual fund folio(s) and the financial year you need the statement for.
• Follow the on-screen instructions to generate and download your Capital Gain Statement.

It is important to note that the specific steps may vary depending on the RTA. Therefore, it is recommended to follow the instructions provided by the RTA you are working with.

Additionally, it is worth mentioning that there are other ways to obtain your capital gains statement besides going through an RTA. For instance, you can access it through online investment platforms or directly from the mutual fund companies you have invested in.

Mutual fund companies

To obtain a capital gains statement from a mutual fund company, you will need to follow a few steps, which may vary slightly depending on the company. Here is a general guide:

• Visit the official website of the mutual fund company.
• Log in to your account using the credentials provided by the company. If you have not registered for an account, you will need to create one.
• Locate and access the section related to tax documents or capital gain statements. This may be found under headings such as "Reports", "Statements", or "Investor Services".
• Choose the relevant mutual fund schemes and the financial year for which you require the statement. You may be given the option to select from "All", "Current Financial Year", or "Previous Financial Year".
• Generate and download the capital gain statement by following the instructions provided. The statement will typically be available in PDF format.
• If you have invested in multiple mutual fund companies, you will need to repeat the above process for each company. Managing capital gains statements from multiple sources can be challenging, so it is advisable to stay organised.
• Remember to provide your PAN details when downloading statements from CAMS and KFin Technologies Limited.
• Keeping track of your capital gains and losses is essential for tax planning and evaluating the performance of your investments.
• By regularly reviewing your capital gains statement, you can make informed adjustments to your investment strategy.

Tax filing platforms

ClearTax

ClearTax is a well-known tax filing platform in India, offering support for multiple forms of ITR. It caters to salaried individuals, freelancers, and businesses. ClearTax provides investment opportunities targeted at tax savings and offers expert guidance for complex scenarios. The platform also assists with TDS on the sale of property and legal services related to tax filing. ClearTax has served over 1.5 million customers and is trusted by more than 60,000 tax experts.

Tax2win

Tax2win provides two options for filing ITR: a Do-It-Yourself (DIY) service and an expert-assisted service. The platform offers a user-friendly experience and comprehensive support for taxpayers from different backgrounds. It includes features such as document upload, refund tracking, and 24/7 customer support.

MyITReturn

MyITReturn is a user-friendly platform that provides step-by-step assistance for filing ITR. It caters to a range of ITR forms and offers additional services like e-verification and tracking of refund status. MyITReturn also has a mobile application that makes the tax filing process even more convenient.

TaxSpanner

TaxSpanner provides professional and efficient ITR filing services for individuals, non-resident Indians (NRIs), and businesses. They offer custom solutions tailored to each user's unique profile and provide expert assistance for complex tax situations. TaxSpanner also offers audit support when necessary.

EZTax

EZTax is a reliable tax filing service provider catering to individuals, professionals, and businesses. The platform has an easy-to-use interface, automated tax computations, and a swift e-verification process. EZTax also provides personalized support through chat, email, phone, and WhatsApp to guide users during the filing process.

TaxBuddy

TaxBuddy is a trusted solution for individuals seeking to file their ITR. It provides tailored tax filing services under the guidance of experienced tax experts. The platform handles a range of ITR forms and offers features like tax planning, refund status tracking, and comprehensive tax summary generation.

These platforms offer a seamless and secure way to file your taxes, providing assistance and features to make the process more convenient. Remember to choose the platform that best suits your needs and always file your taxes before the deadline to avoid penalties.

Using PAN details

If you are investing through multiple platforms, you can get a consolidated capital gains statement by using your PAN details. Registrar and Transfer Agents (RTAs) such as CAMS and KFin Technologies Limited are SEBI-approved entities that handle the administrative tasks for fund houses, allowing them to focus on managing investments. Here is how you can obtain your capital gains statement through these platforms:

CAMS

• Go to the CAMS webpage and accept the Terms and Conditions.
• Select 'Statements' and then click on 'Capital Gain/Loss Statement'.
• Enter the required details, including your PAN, and choose the correct financial year.
• Provide the email ID registered with mutual funds and select 'All Funds' from the category list.
• Click on 'Email an encrypted attachment' and set a password for accessing the statement via email.
• When you receive the email, enter the password to view your capital gains statement.

KFin Technologies Limited

• Visit KFin Technologies Limited's official website and click on 'Mutual Fund Investors'.
• Create an account if you don't have one already.
• Click on 'Statements and Reports' and then select 'Capital Gains Statements'.
• Choose the 'Capital Gain Consolidated Statement' option.
• Select 'Previous Financial Year' and 'All Funds' from the dropdown menus. Enter your email ID, password, PAN, and mutual fund type.
• The statement will be sent to your registered email ID.

Alternatively, you can obtain your capital gains statement directly from the mutual fund companies you have invested in. However, this may be a more cumbersome process if you have invested in schemes offered by multiple mutual fund houses. Here are the steps to obtain your statement:

• Visit the official website of the respective mutual fund company.
• Log in using the provided credentials.
• Once logged in, download the capital gains report for mutual funds from the website.

Frequently asked questions