Finding Pan Card Owner Name: Quick And Easy Guide

The Permanent Account Number (PAN) is a 10-digit alphanumeric identification number issued by the Indian Income Tax Department to individuals and entities for tracking financial transactions. It is mandatory for individuals and entities to have a PAN card when filing taxes, opening a bank account, or conducting specific financial transactions in India. This article will discuss how to obtain the name of a PAN cardholder using their PAN number.

Using the Income Tax Department's website

To get the PAN holder's name using the Income Tax Department's website, follow the steps outlined below:

• Visit the official website of the Income Tax Department of India.
• On the homepage, look for the "Quick Links" or "Quick Links" section, and click on "Verify Your PAN" or "Know Your PAN/TAN/AO".
• You will be redirected to the "Verify Your PAN" page, where you will need to enter your PAN, full name, date of birth, and mobile number.
• Click on "Continue" or "Submit".
• On the next page, enter the One-Time Password (OTP) sent to your registered mobile number and click on "Validate".
• If the details entered are correct, your PAN status will be displayed, along with the name of the PAN holder, the status of the PAN, and other relevant information.

Alternatively, you can also use the following method:

• Visit the link https://onlineservices.tin.nsdl.com/etaxnew/tdsnontds.jsp provided by the Income Tax Department.
• Select Challan No. 280 and fill in the PAN number and other mandatory details.
• Click on the "Submit to Bank" button.
• You will be able to see the name of the PAN holder, which should match the records in the Income Tax database.

It is important to note that the "Know Your PAN" service has been discontinued by the Income Tax Department and replaced by the "Verify Your PAN Details" service. Additionally, it is not possible to check your PAN card status or details using only your name and date of birth. However, you can verify your PAN card by entering your name, date of birth, and other required information.

Using the NSDL website

• Visit the NSDL website: https://www.onlineservices.nsdl.com/paam/endUserAddressUpdate.html.
• On the homepage, click on the "e-payment: pay taxes online" option under the "Services" tab.
• This will take you to a new page. Here, select "Challan No./ITNS 280" and fill in the mandatory fields with the PAN details of the person whose name you want to find.
• After filling in all the details, click on the "Submit to bank" button.
• You will then be redirected to a new page where you will be able to see the name of the PAN holder exactly as it appears in the income tax records.

Alternatively, you can also use the following method:

• Visit the NSDL website: https://www.tin-nsdl.com/
• Under the "Services" tab, select "e-payment: pay taxes online".
• On the new page, select "CHALLAN NO./ITNS 280" and fill in the mandatory fields.
• Click "Submit" and you will be redirected to a new page where you can see your full name as per the income tax database.

Please note that the name you are searching for must match the name in the application and the Income Tax Department records.

Using the TIN website

The TIN (Tax Information Network) website is a useful resource for verifying the name of a PAN cardholder. Here are the steps to follow:

• Visit the TIN website at https://www.tin-nsdl.com/.
• Click on the 'Services' option and select 'PAN'.
• Click on the 'Challan 280' option.
• Fill in the required details, including the PAN number, name, and address.
• Click on the 'Submit' button.
• The name of the PAN cardholder will be displayed on the screen.

It is important to note that the TIN website is just one method to verify the name of a PAN cardholder. Other methods include using the Income Tax Department's website or the Challan 280 payment option. Additionally, it is worth mentioning that there is no procedure to check PAN card details using only the name and date of birth. However, it is possible to verify the PAN card by entering the name, date of birth, and other mandatory details.

Using the Challan 280 payment option

The Challan 280 payment option can be used to find the name of a person through their PAN. Here is a step-by-step guide on how to do this:

Step 1: Visit the NSDL website at https://www.tin-nsdl.com/.

Step 2: Click on the 'Services' option and select 'PAN'.

Step 3: Click on the 'Challan 280' option.

Step 4: Fill in the required details, including the PAN number, name, and address. Please note that you can fill in any mandatory details, and they do not need to be yours.

Step 5: Click on the 'Submit' button.

Step 6: The name of the PAN holder will be displayed on the screen, exactly as it appears in the Income Tax records.

This method is particularly useful when registering with an e-filling website and encountering an error in the name, which does not match the data registered with the IT department. By using the Challan 280 payment option, you can ensure that the name you enter matches the records.

Using the PAN card

A PAN card is a crucial document for individuals and entities in India, serving as a unique identification number for tax and financial purposes. Here are some detailed instructions on using the PAN card:

Obtaining a PAN Card

To obtain a PAN card, individuals must fill out an application form (Form 49A for Indian citizens or Form 49AA for foreign citizens) and submit it along with the necessary documents, such as proof of identity, address, and date of birth. The application can be done online through the official website of the Income Tax Department of India or through authorised service providers, or it can be done offline. A processing fee is typically required, and the PAN card is usually received within 15-20 business days.

PAN Card Details

The PAN card includes essential details such as the cardholder's name, date of birth, a photograph, and a 10-digit alphanumeric permanent account number. This number is unique to each individual or entity and remains the same throughout their life. The first three characters of the PAN number are alphabetical, the fourth character indicates the type of cardholder (individual or entity), the fifth character is typically the individual's surname, and the remaining characters are randomly chosen.

The PAN card is widely accepted as a proof of identity and address for various financial transactions and legal purposes. Here are some key uses of the PAN card:

• Banking: It is mandatory to have a PAN card to open a bank account and conduct other banking-related financial operations. Cash deposits over a certain amount (e.g., Rs. 50,000) require PAN card information.
• Debit/Credit Card Applications: PAN card information is required for debit and credit card applications. Lack of PAN card details may negatively impact an individual's credit score.
• Loan Applications: PAN card details are mandatory for all types of loan applications.
• Buying/Selling Property: For any type of property transaction, sale, or purchase, the buyer and seller's PAN card details are required by law if the value of the immovable property exceeds a certain threshold (e.g., Rs. 5 lakhs).
• Purchasing Jewellery: PAN card information must be provided when purchasing jewellery or bullion worth more than a specified amount (e.g., Rs. 5 lakhs).
• Post Office Deposits: PAN card details are required for deposits in the post office exceeding a certain limit (e.g., Rs. 50,000).
• Payment Wallets: Digital payment wallets require PAN card information if monthly transactions surpass a certain amount (e.g., Rs. 20,000).
• Purchasing Vehicles: Except for two-wheelers, PAN card information is necessary for the sale or purchase of all types of vehicles.
• Mutual Funds and Investments: PAN card information is required for investing in mutual funds, bonds, debentures, and shares.
• Insurance Premiums: If insurance premiums exceed a certain amount in a fiscal year (e.g., Rs. 50,000), PAN card information must be provided.
• Foreign Currency Exchange: PAN card details are essential when exchanging local currency for foreign currency.
• Employment: Most employers require PAN card information for salary accounting and tax purposes. It is also mandatory when filing income tax returns.

Verifying PAN Card Details

It is possible to verify PAN card details using the Income Tax Department's website or other official portals. This verification process ensures that the PAN cardholder's name, date of birth, and other details match the records in the Income Tax Department's database.

Frequently asked questions