Check Your Pan Card Status: Operative Or Not?

how to know if pan is operative or not

The Permanent Account Number (PAN) card is a crucial document for financial transactions in India. It is essential to periodically check the active status of your PAN card to ensure it can be used seamlessly for financial transactions and government-related activities. If your PAN card is inoperative, you cannot perform various financial transactions, such as opening certain accounts or making payments exceeding a specified amount. There are several ways to check if your PAN is operative, including using Form 26AS, the Know Your PAN service, or the NSDL website. Additionally, if your PAN is inoperative due to non-linking with Aadhaar, you can make it operative again by paying a penalty and linking it with your Aadhaar.

Characteristics Values
Deadline for linking PAN and Aadhaar 30 June 2023
PAN status after deadline Inoperative
Fee to link PAN and Aadhaar Rs. 1,000
Time to reactivate PAN 30 days
Online verification steps 1. Go to e-Filing portal homepage. 2. Click on Verify Your PAN on the e-filing homepage. 3. Enter PAN, Full Name, Date of Birth and Mobile Number. 4. Enter the 6-digit OTP received on the mobile number and click Validate.
NSDL website verification steps 1. Open web browser and go to the official website of the National Securities Depository Limited (NSLD). 2. Click on the "Check PAN card status" option. 3. Enter your PAN number and the captcha code provided. 4. Click on "Submit" and the current status of your PAN card will be displayed.
Income Tax Department website verification steps 1. Visit the Income Tax Department's website. 2. Use the "Know Your PAN" service to verify its status.

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Using Form 26AS

Form 26AS is one of the methods to check if your PAN is operative. Here is a step-by-step guide to using Form 26AS:

Step 1: Visit the Income Tax Portal

Go to the Income Tax Portal at https://www.incometax.gov.in/iec/foportal/ or https://eportal.incometax.gov.in/iec/foservices/#/login.

Step 2: Click on Income Tax Returns

Under the 'e-File' tab, click on 'Income Tax Returns'.

Step 3: Click on View Form 26 AS

From the list, click on 'View Form 26 AS'. Confirm the disclaimer and mark the tick box, then click on 'Proceed'.

Step 4: Click on View Tax Credit

Click on 'View Tax Credit' (Form 26AS/Annual Tax Statement).

Step 5: Check the Current Status of PAN

Under 'Current Status of PAN', you can see whether your PAN is Active and Operative.

If your PAN is inoperative, you can make it operative again within 30 days by notifying the prescribed authority of your Aadhaar and paying a fee of Rs. 1,000.

It is important to note that if your PAN is not linked to your Aadhaar by the specified deadline, it will become inoperative. This can impact your ability to carry out certain financial transactions, such as opening certain types of accounts or making payments exceeding certain amounts.

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Linking PAN with Aadhaar

Linking your PAN with your Aadhaar is a mandatory process. It is required for your income tax returns to be processed. If you do not link your PAN with your Aadhaar, your PAN will become inoperative. An inoperative PAN will restrict you from carrying out various financial transactions, such as opening a bank account, making cash payments exceeding Rs. 50,000 in a day, or making time deposits exceeding Rs. 50,000.

You can link your PAN with your Aadhaar by visiting the e-Filing Portal. Here is a step-by-step guide:

Step 1: Visit the e-Filing Portal

Go to the official website of the Income Tax Department. On the homepage, click on the ''Link Aadhaar' option under the 'Quick Links' section. Alternatively, you can log in to the e-filing portal and click on 'Link Aadhaar' in the Profile section.

Step 2: Enter Details

Enter your PAN and Aadhaar number. Make sure that the details you provide are correct and match your official documents.

Step 3: Continue to Payment

Click on 'Continue to Pay Through e-Pay Tax'. You may be asked to enter additional details, such as your mobile number, to receive a One-Time Password (OTP) for verification.

Step 4: Make the Payment

Follow the instructions to make the payment. There may be a penalty fee of Rs. 1,000 for linking PAN with Aadhaar after the deadline.

Step 5: Validate and Submit

After making the payment, enter the OTP received on your mobile number and click on 'Validate'. Your request for linking Aadhaar with PAN will be submitted.

Once your request is processed successfully, you will receive a confirmation message regarding your Link Aadhaar status. Your PAN will become operative again within 30 days of applying for PAN-Aadhaar linking.

It is important to note that you should not share your Aadhaar number openly in the public domain, especially on social media or other public platforms. The Unique Identification Authority of India (UIDAI) has advised against this to protect your privacy and prevent any potential misuse of your personal information.

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Checking PAN card status online

Checking your PAN card status online is a simple process. You can do so by visiting the official website of the Income Tax Department or contacting their helpline. There are multiple methods to check your PAN card status online, via portals, SMS, IVR, WhatsApp Assist, or call centres.

To check your PAN card status online, you will need your 15-digit acknowledgement number, which is provided upon the successful submission of your application. You can then visit the official TIN NSDL website, select 'PAN - New/Change Request' from the drop-down menu, enter your acknowledgement number, captcha code, and click 'Submit'. The status of your application will then be displayed on the screen.

Alternatively, you can check your PAN card status on the UTIITSL website. Here, you will need to enter your application/coupon number and date of birth. You can also check your PAN card status by sending an SMS of your 15-digit acknowledgement number to NSDL PAN to 57575.

If you applied for an Instant E-PAN through the income tax website, you can check your status by visiting the Income Tax e-filing website, clicking on 'Instant E-PAN', and entering your 12-digit Aadhaar number. You will then receive an OTP on your mobile number, and after entering this, your PAN card status will be displayed.

It is important to note that you cannot currently check your PAN card status using only your date of birth. However, you can verify your existing PAN details by entering your full name and date of birth.

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Consequences of an inoperative PAN

An inoperative PAN can have several consequences for the holder. Firstly, it is important to note that an inoperative PAN is typically due to non-linking with the holder's Aadhaar card or duplication. As a result, one of the key consequences of having an inoperative PAN is the inability to carry out various financial transactions. This includes opening new accounts, making payments exceeding certain thresholds, and filing income tax returns.

The impact of an inoperative PAN also extends to Tax Deductors and Collectors, who may receive 'Default Notices' for lower tax deduction or collection due to the inoperative status of the PAN. Furthermore, even after rectifying the inoperative status, a higher TDS rate may apply if the transaction date falls within a specified period.

Another significant consequence of an inoperative PAN is the withholding of any refund of income tax. The holder may not receive any refund amounts due, and interest on such refunds will also not be payable until the PAN becomes operative again.

In addition, PAN holders who are OCIs/foreign citizens and have not updated their residential status with the Jurisdictional Assessing Officer (JAO) or failed to file ITR in the last 3 assessment years may face additional consequences. Their PANs may be rendered inoperative, and they are requested to intimate their residential status to the JAO with supporting documents to update their records in the PAN database.

To summarise, an inoperative PAN can result in significant inconveniences and financial implications for the holder. It is advisable to take the necessary steps to link the PAN with the Aadhaar card and ensure its operative status to avoid these consequences.

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Reactivating an inoperative PAN

A non-operative PAN card can cause significant issues, including the inability to receive income tax refunds, higher TDS deduction rates, and higher TCS collection rates. It also prevents you from carrying out various financial transactions, such as opening a bank account.

If your PAN card is inoperative due to non-linking with Aadhaar, you can make it operative again by linking the two. This can be done by paying a penalty of Rs. 1,000 through the e-filing portal. Here is a step-by-step guide:

  • Go to the Income Tax e-filing website.
  • Click on "Verify Your PAN" on the homepage.
  • Enter your PAN, full name, date of birth, and mobile number. Then click "Continue".
  • Enter the 6-digit OTP sent to your mobile number and click "Validate".
  • After validation, the PAN status will be displayed.
  • To link your PAN with Aadhaar, click on "e-Pay Tax" under "Quick Links".
  • Enter your PAN, mobile number, and click "Continue".
  • Enter the OTP and click "Continue".
  • Click "Proceed" under the "Income Tax" tab.
  • Select the assessment year as '2025-26', type of payment as 'Other Receipts (500)', and click "Continue" to pay the penalty.
  • After paying the penalty, go to the homepage and click "Link Aadhaar" under "Quick Links".

Your PAN will become operative within 30 days from the date of intimation of Aadhaar to the prescribed authority.

For NRIs

If you are an NRI, you have the option to either link your PAN and Aadhaar or update your residential status in the PAN database. Here are the steps to update your residential status:

  • Submit an application to the Jurisdictional Assessing Officer (AO) either physically or online.
  • Provide a self-attested copy of your PAN card.
  • Provide one of the following:
  • Self-attested copy of Passport with internal pages showing stay outside India, along with details of stay in India/outside India in tabular format.
  • Apostiled and notarized copy of other national or citizenship Identification Number or Taxpayer Identification Number.

By following these steps, you can reactivate your inoperative PAN and ensure smooth financial transactions and compliance.

Frequently asked questions

You can check if your PAN is operative by visiting the Income Tax Department’s official website and following the steps below:

- Click on the 'Quick Links' section and select 'Link Aadhaar Status'

- Enter your PAN and Aadhaar Card number

- Click on 'View Link Aadhaar Status'

- The screen will show you the PAN-Aadhaar link status. If your PAN Card and Aadhaar are linked, the screen will display 'Linked'.

If your PAN is inoperative, you cannot perform various financial transactions, including:

- Opening an account (except a time deposit and a basic savings bank deposit account) with a banking company or a cooperative bank

- Payment in cash exceeding Rs. 50,000 for the following purposes: purchase of bank drafts, payment of tax, application of securities, purchase of mutual funds, payment to credit card, etc.

- Opening a time deposit exceeding Rs.50,000 or aggregating to more than Rs.5 lakh during a financial year with a bank company, post office, a co-operative bank, NBFC, or a Nidhi registered under the Companies Act, 2013

If your PAN is inoperative due to non-linking of PAN and Aadhaar, you can make it operative again by applying to link PAN-Aadhaar after paying the penalty of Rs.1,000. However, the PAN will be operative after 30 days of applying for PAN-Aadhaar linking.

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