Explore Mutual Fund Holdings With Your Pan Number

Mutual funds are a popular investment choice for those seeking to grow their wealth. They offer diversification, professional management, and liquidity. Monitoring your mutual fund investments is crucial to ensure you're on track with your financial goals. In this guide, we will discuss how to get mutual fund holdings using your Permanent Account Number (PAN). The PAN is a unique identifier issued by the Income Tax Department in India and is essential for financial transactions, including mutual fund investments. It is linked to your mutual fund investments, making it a vital tool for tracking and managing your portfolio. By following the steps outlined in this article, you can easily access and manage your mutual fund holdings information.

Check your mutual fund status online

Checking your mutual fund status online is a straightforward process. Here's a step-by-step guide:

Step 1: Visit the Website or App of Your Asset Management Company (AMC)

Go to the official website or mobile application of the AMC that manages your mutual fund. You can find the relevant links on the AMC's website or by searching for the app on your device's app store.

Step 2: Log In to Your Account

If you have an online account with the AMC, log in using your credentials. This will give you access to your dashboard, where you may be able to view your folio number and other relevant information directly.

Step 3: Retrieve Your Folio Number

Your folio number is a unique identifier assigned to your mutual fund investment. It can be numeric or alphanumeric. If you don't already have it, you can retrieve it by:

• Checking your physical or digital mutual fund account statement, sent periodically by the fund house.
• Contacting the AMC: Call their toll-free number, send an email, or visit their office to request your folio number.
• Referring to your Consolidated Account Statement (CAS): The CAS is provided by your AMC and should display your folio number.

Step 4: Access Your Mutual Fund Details

Once you have your folio number, you can use it to access various details about your mutual fund investment. On the AMC's website or app, you may be able to view:

• Transaction history: Details of purchases, redemptions, switches, SIPs, etc.
• Fund balance: The current value of your mutual fund investment.
• Scheme name: The specific mutual fund scheme you have invested in.
• Investment amount: The amount you have invested in the mutual fund.

Step 5: Explore Other Options for Checking Mutual Fund Status

In addition to checking your mutual fund status online through the AMC's website or app, you can also try the following methods:

• AMC customer care: Visit the AMC's office or contact their customer support (by phone or email) to inquire about your mutual fund folio status. You will need to provide your folio number and other details for verification.
• Registrar's website: Some registrars, such as Karvy or CAMS, allow you to register and check your folio number using your mobile number and PAN.
• Contact your broker: If you invested through a broker, you can reach out to them with your PAN to acquire mutual fund investment details and real-time fund performance.
• Consolidated Account Statement (CAS): Investors with a demat account receive periodic CAS from depositories (CSDL or NSDL). These statements include folio-wise mutual fund performance details and help investors check the value of their portfolios.

Remember to keep your folio number, PAN, and mobile number handy when checking your mutual fund status online or through other methods. This information is essential for verification and will help you access the details of your mutual fund investments quickly and securely.

Check fund status through customer care

Checking your mutual fund status through customer care is a straightforward process. Here is a step-by-step guide:

Contact the AMC's Customer Care:

You can reach out to the Asset Management Company (AMC) by calling their customer care number. This number is usually available on the AMC's website or can be found through a simple online search. When you call, their customer care representatives will assist you in checking your mutual fund status.

Provide Necessary Details:

To verify your identity, the customer care executive will ask for certain details. Make sure to keep your Permanent Account Number (PAN) and folio number handy. You may also be asked to provide additional information such as your name, address, or date of birth for further verification.

Verify Your Details:

Once you have provided the required information, the customer care representative will verify your details. This process may involve cross-checking your information with their records to ensure you are the authorised account holder.

Receive Mutual Fund Status:

After successful verification, the customer care executive will provide you with the details of your mutual fund status. This may include information about your investments, transactions, and the performance of your mutual funds. You can also request specific details, such as the investment amount, scheme name, or any other relevant information.

Alternative: Visit the AMC's Office:

If you are not comfortable sharing your details over the phone, you can also visit the AMC's office in person. Bring along your PAN card and any other relevant documents. Their customer care representatives will assist you in checking your mutual fund status and provide the necessary information.

Remember, your folio number is a unique identifier for your mutual fund investments. It is linked to your PAN and helps track all your mutual fund transactions with a particular AMC. Keeping your folio number, PAN, and other relevant details handy will make it easier to check your mutual fund status through customer care or any other method.

Check the status through the registrar's website

To check the status of your mutual fund holdings through the registrar's website, you can follow these steps:

• Visit the website of the registrar, such as Karvy or CAMS.
• Register on the website using your mobile number and PAN number. You may also need to provide your email address.
• Log in to the website and enter the details of your PAN, folio number, and mobile number.
• The registrar will provide you with a statement that includes the performance of your mutual fund holdings.

It is important to note that not all details of your DEMAT holdings may be available through this method, as some information may be missing from the unified account summary provided by the Registrar and Transfer Agents (RTA).

Additionally, you can also contact your broker or advisor to help you check the status of your mutual fund holdings. They can get in touch with the AMC or registrar on your behalf and provide you with the necessary details.

Contact your broker to check status

If you've invested in mutual funds through a broker, you can contact them to check the status of your investments. Here are some detailed steps to guide you through the process:

Contact Your Broker

Firstly, identify the broker or brokerage firm you've been working with to invest in mutual funds. This is the entity that facilitated your investment transactions and has detailed information about your investments.

Provide Your PAN Number

When you reach out to your broker, they will likely ask for your Permanent Account Number (PAN). This number is crucial, as it is linked to your folio number, which is used to track your mutual fund investments and transactions.

Broker Contacts AMC

After providing your PAN, the broker will then get in touch with the Asset Management Company (AMC) that manages your mutual fund investments. The broker will provide your folio number to the AMC to access up-to-date information about your investments.

Receive Investment Details

Once the broker has contacted the AMC, they will be able to retrieve details about your mutual fund holdings, including real-time fund performance, investment amounts, scheme names, and other relevant information.

Advantages of Using a Broker

Using a broker to check the status of your mutual fund holdings offers several benefits. Firstly, it saves you time and effort by directly accessing the information you need without going through multiple channels. Secondly, brokers typically have established relationships with AMCs, which can expedite the process of obtaining investment details. Finally, brokers often have advanced tools and platforms that provide comprehensive insights into your mutual fund holdings, helping you make more informed investment decisions.

Additional Information

It's important to note that if you have invested in mutual funds through multiple brokers or with different AMCs, you may need to contact each broker or AMC separately to gather a complete picture of your mutual fund holdings. Additionally, keep in mind that your broker may require additional information or verification steps to ensure the security and privacy of your financial information.

By following these steps and maintaining open communication with your broker, you can effectively check the status of your mutual fund holdings and make more confident decisions regarding your investment portfolio.

Check through the consolidated account statement

Checking through the consolidated account statement is a way to get your mutual fund holdings with your PAN number. This statement is a tangible document that lists all your monthly financial transactions with different mutual funds. It is issued by the Registrar and Transfer Agents (RTA) and offers a unified account summary of the investor's holdings across all the RTA-served Funds. The two RTAs in India are CAMS and Kfintech.

To get your consolidated account statement, you can follow these steps:

• Visit the websites of either of the RTAs: KFinTech or CAMS.
• On the CAS Request Form, select between the Summary and Detailed options, depending on your requirements. The Summary option will provide only balances and valuations, while the Detailed option will include transaction listings.
• Choose the period for which you need the statement. Under the Summary option, you can select a custom period, while the Detailed option offers three choices: the current financial year, the previous financial year, or a specific period.
• Fill in the required details, including your email (mandatory) and PAN (optional).
• Enter and confirm a password.
• Submit the form, and you will receive a Consolidated Account Statement (password-protected PDF) from KFinTech or CAMS.

It is important to note that the CAS might not contain all the details of your DEMAT holdings. Additionally, the statement will be password-protected, and you will need to use the password you submitted during the request process to open the PDF.

The consolidated account statement is a useful tool for investors to keep track of their mutual fund holdings and transactions. It provides a comprehensive overview of their investments and helps them make informed decisions.

Frequently asked questions